Legal disclaimer

Legal disclaimer
Terms, conditions and reservations specified hereunder refer to all users of the website: Access to this page or use thereof means the user read and accepted all the following conditions and reservations.

Copyrights and trade marks
CRIF Spółka z ograniczoną odpowiedzialnością (Ltd.) with its registered office in Kraków at 34 Lublańska Str., 31-476 Kraków, incorporated in the Trade Register of the National Court Registry maintained by the District Court for Kraków-Śródmieście in Kraków, 11th Economic Department of the National Court Registry under number KRS 0000185908, VAT Reg. Number: 5251556766, share capital: 3.163.500,00 PLN, hereinafter called CRIF, owns, reserves and retains all property rights, including copyrights to the following website: and any materials contained therein.
The business name of “CRIF”, trademarks, logos, including the domain name: “” and “” are the registered and non-registered of CRIF or other Entities that granted CRIF the right to use them on the aforementioned website.
No information contained on shall be construed or interpreted as granting the Internet browser or the user any licence or right to any trademark placed on the aforementioned page without the written consent of CRIF or other Entity.
Logo as well as CRIF business names are the trademarks protected by law.

Limitation of liability
The content displayed on is of purely informative nature and as such not binding. In particular, it shall not constitute an offer in accordance with Art. 66 par. 1 of the Civil Code.
CRIF accepts no liability for any technical malfunction, defective operation or any downtime in page accessibility through no fault of CRIF or beyond its CRIF`s control.
CRIF shall not be liable for any direct, incidental, consequential, indirect or any other damages or indemnities resulting from an access to or use thereof.
CRIF shall not be liable for any damage to the user’s hardware or other ICT systems due to an access to, using the page or downloading any materials, data, textual information, pictures or files. In particular, CRIF is free from any liability for potential infecting the user’s ICT systems with a malicious software program such as malware, spyware, worm, cracking, phishing or any other; in addition, CRIF shall not be held liable for any instances of delivery of unwanted or intrusive commercial information or advertising (spam) or the loss of data.
CRIF accepts no liability for the content, of the privacy policy or functioning of links to external sites, provided that such links or references to which are contained on the website.